Tuesday, June 2, 2020

Why do people make birth injury claims?

Why do people make birth injury claims?
When what should have been the happiest moment of your life goes horribly wrong, it can leave your
mind spinning in all different directions. You’re worried about your baby, how they will recover, your own
health, and what the future might look like. Mothers who have gone through a traumatic birth and have
had their infant severely injured might be worried about the future financial implications of looking after a
disabled or sick child, or how they’ll cope with this unexpected tragedy. 
This is when many parents decide to seek further information – looking for a cerebral palsy lawyer in
Davenport? Click the link to find out more. When you’ve been let down by your medical provider, it can
often seem like the only option. 
But, why do people make birth injury claims?
For the unnecessary suffering
A birth is a joyous event and although painful and daunting, any birth should ultimately, be safe. Or it
should be if the mother has been properly monitored, screened and cared for every step of the pregnancy
. The health of the mother and child should be at the forefront of every decision made in the delivery room
, however that’s not always the case. 
A lack of care, attention, improper use of equipment, failure to recognise the signs of fetal distress can
result in devastating injuries and even death. It’s these kinds of negligible acts that create completely
unnecessary suffering for both the mother and the child. In many cases, it can be compensated for by
those responsible. 
Future care for your child
If your child suffers a brain injury, or an injury that leaves them requiring complex care for the rest of their
lives, many parents are left worrying how they’ll pay for such treatment and rehabilitation. How can they
adapt their home? Pay for private physio or even respite care? The costs of giving your child the highest
quality of life possible is incredibly high. Therefore, a successful birth injury claim could potentially help
cover these costs. 
Psychological trauma
Experiencing something like a traumatic birth can impact the mother for the rest of her life. Leaving her
with psychological trauma. These kinds of injuries should be accounted for, especially if the mother’s
quality of life is impacted.
Preventing it from happening again
Pursuing a medical negligence case like this can put steps in place to prevent it from happening to anyone
else. This alone would make it a worthwhile cause. 

Thursday, April 16, 2020

Take Time To Clean Out Your Financial Records This Spring

Take the Time to Clean out Your Financial Records This Spring

Nowadays, you and your family may have spent a lot more time indoors than usual. This change has the
ability to upend routines, and it takes no time at all for clutter to collect all over your home. 
Clean, Spring Putz, Blade, Broom, Kehrset
As spring cleaning guides fill the web, it’s easy to take control of your messiest, most disorganized spaces.
And with the kids home from school, you’ll have extra hands to help you get it done faster. 
As you move through your space and find things to clean, don’t forget one extra chore: organizing your bills.
Let’s be honest — this may be your least favorite task. But before you simply throw everything out, check in
with this guide. Some bills and receipts are important for your finances, and we’ll let you know how long
you should keep them.


Do you always say “yes” when the cashier asks you for a receipt? Then your wallet, pockets, and drawers
may show off a pretty impressive collection of paper. 
Luckily, you can confidently throw away most of these receipts. The only exceptions may include:
  • Receipts for a major purchase or service. If you’ve recently bought a new furnace or hired a
plumber, you’ll want to keep this proof of payment, as you may need to present it to activate a
warranty or return the item.

  • Receipts used for taxes. Did you claim a purchase on your income tax? You’ll want to keep these
as proof of payment. Jump to the section about taxes to learn how long. 

Loan Agreements

Have you relied on a personal loan or line of credit recently? If so, you may have a few loan or line of credit
agreements hanging around.
At the very least, you should keep a hold of them until the term of your loan or line of credit. But to be safe,
you may want to retain these for your record for much longer. 
If you’re still not sure about the lifespan of your loan agreement, get in touch with your financial institution.
If your financial institution is anything like CreditFresh, a team of customer service representatives will be
available seven days a week, happy to help answer any question you may have.  

Financial Statements and Bills

Broadly speaking, you don’t need to keep your monthly bank statements or bills indefinitely. 
A general rule of thumb is to keep line of credit or credit card statements for 60 days. Once again, the only
exception is those documents you’ll need for taxes. 
During those 60 days, make sure you review your checking account statement, line of credit or credit card
bills. If you spot any purchases you didn’t make, get in touch with your financial institutions right away.


Officially, you only need to keep tax returns and supporting documents for three years after you filed. But
unofficially, you may want to keep them as long as six. That’s how long the IRS may take to audit your tax
returns if they suspect you grossly underreported your income. 
Some financial advisors recommend you keep them forever. This will protect you in case an error occurs
decades later. 
After being cooped up indoors for so long, it may feel good to throw out any paper or receipt you come
across. But this relief may be short-lived if it ends up being something important. Follow this guide to
make sure you don’t discard what you need. 

Thursday, March 12, 2020

Crossover SUV Profile: The 2020 Ford Escape

Crossover SUV Profile: The 2020 Ford Escape 


Drivers everywhere are flocking to crossover sports utility vehicles for their versatility: having one vehicle
that can handle adverse road conditions while also nimbly navigating through the densest downtown is
understandably appealing.

Visit a family-owned dealership to check out the new Ford models available right there on the lot, because
you won’t believe the advanced features to make riders safer and more entertained in the new 2020 Ford

Choices in Engine

Just like you can choose which colour of Ford Escape you’d like, you can also pick what type of engine you
want under the hood. The 2020 Ford Escape comes in a choice of Hybrid, Plug-in Hybrid, and EcoBoost
engines, which includes a 1.5L EcoBoost Engine and a 2.0L EcoBoost Engine.

There are also different drive modes that each vehicle can choose from, such as:

  • Normal
  • Eco
  • Slippery
  • Sport
  • Deep snow or sand

All you need to do is select a driving mode, then the vehicle will adjust the electronic stability control system
and traction control system automatically.

Ford Co-Pilot360

The 2020 Ford Escape comes with a modern suite of advanced safety features known as Ford Co-Pilot360
that help you drive confidently, and help to keep everybody on the road safer. They are designed to work
effortlessly, so drivers don’t need to even do anything to simply be safer.

For example, the Pre-Collision Assist with Automatic Emergency Braking will scan the road for objects which
may potentially cause a collision. If it detects one, the system will send an audible and visible alert in the
appropriate side mirror.

If the driver still doesn’t take any corrective action, the vehicle itself can put on the brakes. Other features
include a: lane-keeping system, rear view camera, Blind Spot Information System with Cross-Traffic Alert,
and more.

Modern Technological Amenities

Given the amount of time people spend on average in their vehicle, it’s a good thing that Ford has loaded
the 2020 Escape with features that make drivers and passengers feel entertained and at home.

The available Sync3 makes it super easy and safe to use your smartphone while you’re behind the wheel.
Accessing your phone for navigation, to keep in contact via messages, phone or email, and for music will
be simple. 

Plus, the FordPass Connect app makes it easy for drivers to contact the dealership or emergency roadside
assistance. It also acts as a Wi-Fi hotspot for up to 10 devices at once. This way, passengers can while the
time away on a road trip without having to consume their own data.

You’ll be able to remotely start your vehicle, and remotely lock and unlock it too. Access to the vehicle itself
and the wider world of online information is easy when you’re in the new Ford Escape.

We live in a world of dazzling technology — from your smartphone to crossover SUVs like the 2020 Ford
Escape, it would have been hard to imagine this world just years ago. Between the advanced technology
which makes driving safer and more fun, plus the advanced and varied forms of power under the hood, the
2020 Ford Escape truly is something to behold.

Tuesday, March 10, 2020

Recovering From A Personal Injury

Recovering from a personal injury
Regardless of how careful you are, it is all too easy to have an accident. In America, every
year, around 69 million medical office or emergency department visits are made as a result
of an injury rather than an illness. As you can see, your chances of suffering an injury that
is serious enough for you require medical attention are surprisingly high. So, it is worth
understanding how to handle that situation. 
Get legal advice if the accident was not your fault
If you were injured as a result of the actions of a third party, it is always worth going to
somewhere like here to find out more information. Lawyers that deal with personal injury
claims virtually every day have an understanding of how to handle the situation correctly.
Contacting them early on and following the advice that they give you can significantly
improve your chances of winning compensation. For example, they can explain how to
gather evidence before it disappears. As well as help you to keep a proper record of the
nature of your injuries and track the negative impact the incident is having on your life.
This is all vital evidence that may otherwise not be captured. With personal injury cases,
the more evidence you have the easier it is to prove your claim.
Be prepared to push a bit to get the medical help that you need
After an accident, getting the right medical help and following the advice you are given is
very important. Doing so has a significant impact on how well you will recover. But,
sometimes you will have to push a bit to get all of the help that you need. 
In many places, resources are limited, so you can end up waiting a long time between
appointments. It is all too easy for things to be forgotten. As you can see from this study if
you have suffered certain types of brain injury how soon you get access to intensive
physio can have a significant impact on how well you recover. So, if you are waiting too
long, you may need to push things along or to pay for private physiotherapy.
Be prepared to accept help from others
Try not to be too proud to accept help. Even simple things like chasing up appointments
can be exhausting. 
Having someone else in the room when you talk to the doctor can help too. They will be
able to listen and make notes and maybe remind you of the important questions that need
to be asked. It is really helpful to have someone to act as an advocate for you when you do
not have the energy to do so effectively yourself.
After a while, you will need less help and be able to start to do things to assist others.
Something that can help your recovery a great deal.
Look after your mental and emotional health
Many people underestimate how badly their mental and emotional health can be impacted
when they are physically hurt. It is a lot to cope with. Coming to terms with the fact that it
is going to take months, maybe years, to recover is never easy. A recent Canadian study
found that people who have suffered a serious physical injury are 3 times more likely to
be hospitalized with a mental health crisis than the general population. You can read more
about that study here and find out how to spot the early signs of trouble.

Thursday, February 27, 2020

The Life Changing Magic Of Piano Lessons

The Life-Changing Magic of Piano Lessons

Few things in life can compare the joy and satisfaction that come from mastering the piano. Being able to
sit down and play at will a Beethoven sonata or a honky-tonk standard is a enduring source of pleasure,
and proficiency in music has traditionally been considered an essential element in a well-rounded

But especially in the case of children, piano lessons provide more than just happiness. As one of the
foundational instruments in western music, one that demands rigorous study and disciplined practice to
learn, taking on the piano can instil a wide range of good habits in budding performers. Here’s why.

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Music Lessons Have Been Linked with the Development of Cognitive Skills 

Many studies have been done on the links between musical knowledge and ability and how it relates to
other types of problem solving and pattern recognition, and a serious body of evidence has built up
showing that the links between music lessons and success in other cognitive areas are real.

Children who take piano lessons and study other instruments demonstrate better language-based
reasoning, and are more effective at organizing, planning, and completing tasks. They also tend to do
better at school. 

Piano lessons aren’t just a mode for self-expression — they can also help children develop real
cognitive skills. 

Piano Lessons Build Confidence

Piano lessons have also been shown to play a major role in helping kids build confidence in themselves,
for the simple reason that piano lessons deliver measurable progress over time.  

For example, when students study piano lessons at Toronto Arts Academy and other schools, they don’t
just learn how to play the instrument; they also learn valuable lessons about how incremental progress
can help build concrete skills. 

Through piano lessons Toronto children — and children around the world — have the opportunity to learn
for themselves that hard work pays off over time.  

Piano Lessons Offer a Window on Music History   

In addition the secondary benefits like improved discipline and better cognitive abilities, piano lessons
Toronto also gives children a window onto the history of music. 

From the gorgeous fugues of the eighteenth century German masters to the rhythmically complex and
melodically sophisticated jazz compositions of the twentieth, learning how to play music is one of the
funnest ways to learn about music history. 

This knowledge helps build an understanding of general cultural history that won’t just make a child more
able to understand their heritage, but will also give them invaluable perspective on how the world around
them has grown out of a complex and diverse past. 

At the end of the day, music — like visual art, literature, and dance — is worth pursuing because they are
vital forms of self-expression and cultural exploration. Art is how adults play. So if you’ve ever worried
about the practicality of music instruction, remember that piano lessons have a long history of helping
students build skills and character in other areas of their lives as well. 

Tuesday, February 4, 2020

How Crowdsourcing Could Help Your Family Make Better Investment Decisions

Crowdsourcing is a relatively new concept, emerging in the post-cloud era. It’s the idea that you can take
advantage of the ideas and money of the crowd to achieve better outcomes for whatever you’re trying to
do. Companies like Kickstarter most famously make use of the “crowd” for raising money to launch
companies and products, but it goes beyond that. Now researchers at the University of Alabama
Birmingham have found that you can use large groups of people for better financial analysis.

Currently, when most investors want to know the future earnings growth of a firm, they look to Wall Street
guidance. Analysts at the world-famous financial hub use models to crunch numbers and provide
investor clients with data on how much money they think the company in question will make. The more
money coming through the doors, the higher a company’s stock value.

Researchers, however, have found that when you crowdsource opinions on how much money a company
will actually make, you get more reliable answers. In other words, when you take advantage of the
knowledge of the herd, you get results that are closer to the truth. 

If you’re interested in this phenomenon, please take a look at the following infographic. It shows the latest
research into crowdsourcing and accounting, and how it is transforming the way investors evaluate stocks
. The infographic makes it easy to understand this tricky concept and provides all the intellectual tools you
need to make better investment decisions for your family. Check it out below. 

Infographic by University of Alabama Birmingham

Friday, January 31, 2020

Poverty Went Down For The Average American In The 20th Century, But Why?

The last twenty years have been a little disappointing for the average worker. Wages are flat when you
take inflation into account, and prices for life’s essentials, like rent and healthcare, have been going up.
But despite the recent blip in the historical record, poverty rates fell for most of the twentieth century, and
they’ll probably continue to fall in the future. 

The question on the minds of many people, though, is why? What was it that allowed poverty rates to go
down so sharply in the years following WWII? 

As you can see from the following infographic, there’s something of a debate on the subject. Some
people are firmly in the camp that says that it is the market economy that produced the wealth that
allowed people to work their way out of poverty to a semblance of financial success. Others argue that it
was the action of the government that brought up the standard of living among the poorest members of
our society with a variety of programs. 

The “War on Poverty” began in the 1930s with a range of policies enacted by President Roosevelt
designed to reduce “want.” Many of the programs involved trying to get people into employment through
public works. 

The modern era of social security and welfare began with Lyndon B Johnson, who introduced the Food
Stamp Act and Economic Opportunity Act of 1964, which offered less well off Americans both food and a
bunch of work-related training. 

Are you interested in why poverty fell so much? Read on to find out more. 

Infographic by Norwich University


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