Monday, May 22, 2017

#Amazon Prints: It’s time to finally start printing your photos the easy way. $1000 of Amazon Gift Cards to be Won!

I am so excited to tell you guys about a new service from Amazon called Amazon Prints! Amazon Prints is the easy way to print your memories! It's so simple! Here's the deal! All you do is upload your photos to your Prime Photos account, print the product of your choice, and get free delivery! If you’re not a Prime member, you’ll receive 5 GB of storage free on Prime Photos and be able to print your favorite photos.  Prints start as low as $0.09, so it's super affordable!

I LOVE the idea of this new service! Now, I can get large canvases, photo calendars, cards, photo gifts and more, all with the click of a mouse. Love it! You can check out Amazon Prints for yourself by clicking here! This is going to revolutionize the way that people order photos, cards and more, and I am really excited about that. Plus, Amazon is giving away tons of gift cards to help people get used to their new service! Check out their awesome giveaways below!

a Rafflecopter giveaway


Thanks to Amazon for sponsoring this post and providing prizes for the giveaway!Amazon, Fire and the Amazon Fire TV logo are trademarks of Amazon.com, Inc. or its affiliates.

Thursday, May 4, 2017

4 Insurance Plans That Protect Your Family and Financials

Insurance is an interesting thing. You pay for it every month, but you pray you never have to actually use it. But when you do need it, boy is it nice to know you’re covered.
Many people think of insurance as gambling against yourself when in actuality it’s an investment that protects your family’s financial stability. For the majority of people who live paycheck to paycheck, even a small accident could drain their savings account. Instead, you can use insurance as a safety net and sleep a little easier at night.
Auto Insurance
The experts over at acceptanceinsurance.com know a thing or two about planning for all the unexpected events in life. Every day they help people handle the aftermath of car accidents. Their team notes that between property damage and potential medical expenses even a small accident can be very costly.
Given that in 2015 alone there were 6.3 million police-reported car crashes the chances that you’ll be involved in one is high. That’s why auto insurance is at the top of this list. Out of all the types of insurance, you can purchase, this is one that is most likely to be used. When you’re selecting an auto insurance plan pay attention to:
  • ·  The monthly premium
  • ·  Deductible amount
  • ·  Actual cash value for replacing your vehicle
  • ·  Liability insurance coverage (for damages caused by your vehicle)
  • ·  Collision insurance coverage (for damage done to your vehicle)
  • ·  Comprehensive insurance (covers theft, vandalism and damage done by nature)
It’s also important to check the state auto insurance requirements. Most states require that all drivers have a minimum level of coverage.
Homeowners or Renters Insurance
The next most common type of insurance is homeowners or renters insurance. Let’s be honest. As a homeowner, I know from personal experience it’s the largest investment most of us will ever make. Insurance helps protect that investment and can ensure your family has a roof over their head if the worst happens.
There are a lot of options when it comes to homeowners and renters insurance, but one thing you’ll want to pay close attention to is how your possessions are covered. You can choose one of two options:
Replacement Cost – You’ll be reimbursed in the amount that it would take to replace the items that were stolen, damaged or destroyed.
Actual Cash Value – You’ll be reimbursed based on the value of the item at the time it was stolen, damaged or destroyed.
Typically, the replacement cost option has a higher monthly premium, but it offers better coverage. If you have really expensive items like an heirloom or piece of artwork you may need to add what’s called a rider for additional coverage.
Two other types of property insurance you may want to consider are mold and flood insurance. These are separate policies that you can add onto a conventional homeowners insurance plan.
Disability Insurance
A growing number of people are switching from salaried positions to independent freelance or consulting work. It can give you more flexibility and actually increase your annual income, but you don’t have the coverage provided by an employer if you get sick or have an accident.
Without worker’s comp, sick leave and PTO you have to find another form of coverage if you can’t work. This is precisely what disability insurance is for. In the event you are injured and unable to work, your insurance plan will provide periodic payments to help you cover expenses while you recover. Usually, disability insurance payouts are 45-65% of your gross income. That may seem a little low, but the funds are tax-free.
If you operate your own company (even if it’s a one-man operation) you may want to look into business insurance as well. In addition to disability insurance, you can also get property and personal injury coverage.
Life Insurance
If something were to happen to you and your significant other or spouse would your kids be financially secure? Would your family be able to cover the cost of a funeral?
Death isn’t something most people enjoy talking about, but it’s a fact of life. If you don’t plan for the worst your kids could be the ones that really suffer. On top of having to deal with the loss of their parent(s) kids are suddenly left without a provider. Even if another guardian steps in they may not be in the position to offer the same amount of financial support that your kids are used to.
Life insurance is a way to guarantee your kids are financially secure. Make sure the payout would be enough to cover funeral arrangements, pay off outstanding debts and cover all of the standard living expenses until your kids are at least 18 years old. If you want your kids to go to college bump up the policy amount to cover in-state tuition as well.



5 Habits to Drop When Pregnant


The joys of pregnancy are numerous and there will be plenty of exciting moments as you grow your sweet child within your womb. Naturally, your health comes into play with pregnancy and we often must change our habits once we realize that we are sharing space with another human. 
Here are 5 habits you should drop when you become pregnant:
Smoking
Cigarettes are highly addictive and cause so much damage to our bodies. Between destroying our lungs, harming our hearts, and increasing our chances of cancer, it’s a fantastic idea to stop smoking before conceiving. Love yourself and your body enough to want to get healthy before bringing in new life. However, if you are already pregnant and still smoking, now is the time to talk with your doctor about options. Smoking while pregnant can cause low birth weight, birth defects, premature birth, and increase the risk of a stillbirth. With your doctor and family there to support you, quitting can happen. We know you want what’s best for your baby and we are ready to cheer you on!
Alcohol and Drugs
We know you may love your after-dinner glass of wine or even a nightly beer, but when trying to get pregnant or are pregnant, it’s all about positive health changes. Alcohol can contribute to fertility issues, so if you aren’t pregnant yet, now is the time to step back and take a break. Drinking while pregnant can cause Fetal Alcohol Spectrum Disorder since what you ingest is passed on to your baby. The sooner you quit drinking, the better your chances for having a healthy child at 40 weeks!
Illegal drugs are also passed through to your child, no matter how you are taking them. If you are trying to conceive, your drug use could cause serious fertility issues. To have a baby, your body needs to be in great shape and ready for the task. Unfortunately, drug use works against that. If you are already pregnant and still using, we highly recommend stopping as soon as possible. No matter where you are in the pregnancy game, we highly recommend seeking out exceptional treatment. Something like a well-regarded facility or substance abuse rehab southern california residents have access to, just in your neck of the woods. A trip away for healing will go a long way!
Avoid Tuna
Eating tuna has been a debate for quite some time. The goal is that you want to lower your mercury intake and yet eating fish is a high priority for pregnant women. Canned tuna is simply higher in mercury than other fish. Some obstetricians say you can limit your intake and be safe. Others say it’s hard to know exactly how much mercury is in each can. We say you should just avoid it all together and substitute salmon, shrimp, tilapia, and even clams. It’s your call, your best bet is to talk to your obstetrician.
Kitty Litter and Pregnancy
Did you know that cleaning your cat’s litter box is a no-no? It is! There is a parasite called toxoplasma present in feline waste that can cause birth defects and mental disabilities in our children, either at birth or later. However, this does not mean you need to get rid of Mr. Cuddles. The ideal situation is that your partner or other family members clean the box for you. It should be cleaned daily to avoid the parasite lingering. If you must take care of it, where rubber gloves and a face mask so that you don’t touch it or breathe it in.
Drop the Dog
Certain meats are a breeding ground for listeria. Hot dogs, salami, and cold cuts top that list and should be avoided or cooked. Cooking the meats will kill the bacteria and make them safer for consumption. Or you can avoid them all together. But a good salami sandwich is hard to pass up, so just be sure you cook it up!

Pregnancy is a fantastic journey into the mysteries of the life cycle and a introduction to motherhood. We hope you are able to change some habits so that you have a happy and healthy baby in the future! And, if you are looking for some healthy pregnancy-friendly recipes to cook, you can check out this helpful post
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